

About Tide
Tide is a UK financial technology company providing mobile-first banking services for small and medium-sized enterprises. Founded in 2015, Tide enables businesses to open a current account and access services like automated bookkeeping and integrated invoicing in minutes. Today, Tide serves more than 500,000 business account customers across the UK.
Industry
Business Banking / Fintech
Market
UK


Challenge
Tide needed a flexible, scalable way to incentivize new business account sign-ups and reward loyal customers in a crowded SME banking market.

Solution
By using Tillo’s ChoicePlus, Tide can instantly issue digital rewards that recipients redeem across hundreds of leading UK brands.

Result
Tide now delivers a seamless, fee-free reward experience that drives customer acquisition, boosts engagement, and supports over £1.5 million in annual redemptions.
Standing out in the competitive SME banking market
Tide wanted to stand out in a competitive SME banking market by offering more than a fast account-opening experience.
They needed a scalable incentive program to drive new account sign-ups and reward loyal customers at key moments in their journey. Rewards had to be easy to deliver, flexible to redeem, and attractive to a wide audience of entrepreneurs and small business owners.
Creating a seamless way to issue digital rewards
By integrating with Tillo and utilizing ChoicePlus, Tide created a seamless way to issue digital rewards for acquisition and loyalty campaigns. ChoicePlus gives each recipient a single link to redeem their reward from hundreds of leading UK brands - perfect for business owners with diverse preferences.
Key program features include:- Instant rewards for new account sign-ups through promotions and partner sites.
- Flexible redemption through a branded reward catalogue featuring nearly 200 top gift card brands
- Typical reward loads of £50, £100, or £500, giving Tide control over incentive value.

The result for Tide
With Tillo powering the back end, Tide now delivers an engaging, fee-free reward experience that strengthens customer relationships and drives measurable growth.
Highlights to date:- £1.5 million in forecasted annual redemptions across participating retailers
- Access to a reward catalogue designed to delight a diverse SME audience of 5.6 million registered UK businesses
- Smooth digital redemption experience with instant delivery by email or web link.
Driving engagement with ChoicePlus
Tide’s acquisition campaigns typically invite prospective customers to open a free business account via internal or partner promotions. Once verified, new customers receive a ChoicePlus reward email, directing them to a Tide-branded catalogue where they can choose their preferred gift card - anything from Amazon.co.uk to popular dining and retail brands.
This flexibility ensures every reward feels personal, while Tillo’s technology manages fulfilment and security behind the scenes.


Experience the Tillo Difference
Tillo’s combination of award-winning technology, dedicated account support, and the UK’s most comprehensive brand network empowers Tide to stay ahead in a crowded market. Together, Tide and Tillo are redefining how digital rewards can drive banking growth - making it easier than ever for small businesses to get started and stay engaged.
Ready to experience
The Tillo Difference™?
- Unlock instant access to 3,000+ global brands
- Exclusive brand relationships you can't get elsewhere
- Discover The Tillo Difference
- Join The Ultimate Choice Platform
Can't wait to chat? Give us a call: